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中国银监会天博APP印发银行业金融机构从业人员行为管理指引的通知

发布于:2018-03-28 02:03作者:超级管理员阅读量:5315

geyinjianju,jiguangebumen,gezhengcexingyinxing、daxingyinxing、gufenzhiyinxing,youchuyinxing,waiziyinxing,jinrongzichanguanligongsi,qitahuiguanjinrongjigou:


xianjiang《yinxingyejinrongjigoucongyerenyuanxingweiguanlizhiyin》yinfajinimen,qingzunzhaozhixing。

2018nian3yue20ri


(cijianfazhiyinjianfenjuhedifangfarenyinxingyejinrongjigou)


银行业金融机构从业人员行为管理指引


第一章 总则


diyitiao weiducuyinxingyejinrongjigoujiaqiangcongyerenyuanxingweiguanli,cujinyinxingyeanquan、wenjianyunxing,genju《zhonghuarenmingongheguoshangyeyinxingfa》《zhonghuarenmingongheguoyinxingyejianduguanlifa》dengfalvfaguizhidingbenzhiyin。

diertiao benzhiyinsuochengyinxingyejinrongjigoushizhizaizhonghuarenmingongheguojingneishelideshangyeyinxing、nongcunxinyonghezuoshedengxishougongzhongcunkuandejinrongjigoujizhengcexingyinxing。

zaizhonghuarenmingongheguojingneishelidejinrongzichanguanligongsi、xintuogongsi、caiwugongsi、jinrongzulingongsiyijijingguowuyuanyinxingyejianduguanlijigoupizhunshelideqitajinrongjigoushiyongbenzhiyin。

disantiao benzhiyinsuochengyinxingyejinrongjigoucongyerenyuan(yixiajianchengcongyerenyuan)shizhianzhao《zhonghuarenmingongheguolaodonghetongfa》guiding,yuyinxingyejinrongjigouqiandinglaodonghetongdezaigangrenyuan,yinxingyejinrongjigoudong(li)shihuichengyuan、jianshihuichengyuanjigaojiguanlirenyuan,yijiyinxingyejinrongjigoupinyonghuoyulaowupaiqianjigouqiandingxieyicongshifuzhuxingjinrongfuwudeqitarenyuan。

disitiao yinxingyejinrongjigouduibenjigoucongyerenyuanxingweiguanlichengdanzhutizeren。yinxingyejinrongjigouyingjiaqiangduicongyerenyuanxingweideguanli,shiqibaochilianghaodezhiyecaoshou,chengshishouxin、qinmianjinze,jianchiyifajingying、heguicaozuo,zunshougongzuojilvhebaomiyuanze,yangezhixinglianjiecongyedegexiangguiding。


第二章 从业人员行为管理的治理架构


diwutiao yinxingyejinrongjigouyingjianlifugaiquanmian、shouquanmingxi、xianghuzhihengdecongyerenyuanxingweiguanlitixi,bingmingquedongshihui、jianshihui、gaojiguanlicenghexiangguanzhinengbumenzaicongyerenyuanxingweiguanlizhongdezhizefengong。

diliutiao yinxingyejinrongjigoudongshihuiduicongyerenyuandexingweiguanlichengdanzuizhongzeren,binglvxingyixiazhize:

(yi)peiyuyifahegui、chengshishouxindecongyerenyuanxingweiguanliwenhua;

(er)shenpibenjigouzhidingdexingweishouzejiqixize;

(san)jiandugaojiguanlicengshishicongyerenyuanxingweiguanli。

dongshihuikeshouquanxiashexiangguanweiyuanhuilvxingqibufenzhize。

diqitiao jianshihuifuzeduidongshihuihegaojiguanlicengzaicongyerenyuanxingweiguanlizhongdelvzhiqingkuangjinxingjiandupingjia。

dibatiao gaojiguanlicengchengdancongyerenyuanxingweiguanlideshishizeren,zhixingdongshihuijueyi,lvxingyixiazhize:

(yi)jianlifugaiquanmiandecongyerenyuanxingweiguanlitixi,mingquexiangguanxingweiguanlibumendezhizefanwei;

(er)zhidingxingweishouzejiqixize,bingquebaoshishi;

(san)meinianjiangcongyerenyuanxingweipinggujieguoxiangdongshihuibaogao;

(si)jianliquanjigoucongyerenyuanguanlixinxixitong。

dijiutiao yinxingyejinrongjigouyingmingquecongyerenyuanxingweiguanlideqiantoubumen,fuzequanjigoucongyerenyuandexingweiguanli。chuqiantoubumenwaidefengxianguanli、neikonghegui、neibushenji、renliziyuanhejianchabumendengxingweiguanlixiangguanbumenyinggenjucongyerenyuanxingweiguanlidezhizefengong,jijipeiheqiantoubumenduicongyerenyuandexingweijinxingjiance、shibie、jilu、chulihebaogao。

dishitiao yinxingyejinrongjigouyingpeibeizhuanrenfuzecongyerenyuanxingweiguanli,gaigangweidecongyerenyuanyingpinxingduanzheng、yewushulian,bingjuyouyulvzhixiangpipeidejingyanheshidangdezhiji,qilianxifangshiyingzaiquanjigougongkaibingkechaxun。

dishiyitiao yinxingyejinrongjigouyingjianliyubenjigouyewufuzachengduxiangpipeidecongyerenyuanguanlixinxixitong,chixushoujicongyerenyuandejibenqingkuang、xingweipingjia、chufadengxiangguanxinxi,zhichiduicongyerenyuanxingweikaizhandongtaijiance。


第三章 从业人员行为管理的制度建设


dishiertiao yinxingyejinrongjigoucongyerenyuanxingweiguanliyingyifengxianweiben,zhongdianfangfancongyerenyuanbudangxingweiyinfadexinyongfengxian、liudongxingfengxian、caozuofengxianheshengyufengxiandenggeleifengxian。

dishisantiao yinxingyejinrongjigouyingzhidingyuzishenyewufuzachengduxiangpipeidexingweishouzegongquanticongyerenyuanzunxun。xingweishouzeyingyouliyuyinxingyejinrongjigoudewenjianjingyinghefengxianfangkong。xingweishouzeyingbaokuodanbuxianyucongyerenyuandexingweiguifan、jinzhixingxingweijiqiwenzechufajizhideng。yinxingyejinrongjigouyingjishiduixingweishouzejinxinggengxinhexiuding,yishiyingjingyinghuanjinghejianguanyaoqiudebianhua。

dishisitiao yinxingyejinrongjigouyingzhidingfugaigeyewutiaoxiandexingweixize,geyewutiaoxiandexingweixizeyingfuhebutongyewutiaoxiandetedian,tuchugeyewutiaoxianzhongguanjiangangweidexingweiyaoqiu,bingzhongdianguanzhugaiyewutiaoxianzhongdebudangxingweikenengdailaideqianzaifengxian。yinxingyejinrongjigouyingjishiduixingweixizejinxinggengxinhexiuding,yishiyingjingyinghuanjinghejianguanyaoqiudebianhua。

dishiwutiao yinxingyejinrongjigouzhidingdexingweishouzejiqixizeyingyaoqiuquanticongyerenyuanzunshoufalvfagui、keshougongzuojilv,baokuodanbuxianyu:zijuedizhibingyanjincanyufeifajizi、dixiaqianzhuang、xiqian、shangyehuilu、neimujiaoyi、caozongshichangdengweifaxingwei,budezairenhechangsuokaizhanweijingpizhundejinrongyewu,budexiaoshouhuotuijieweijingshenpidechanpin,budedaixiaoweichiyoujinrongpaizhaojigoufaxingdechanpin,budeliyongzhiwuhegongzuozhibianmouqufeifaliyi,weijingjianguanbumenyunxubudexiangshehuihuoqitadanweihegerenxielujianguangongzuomimixinxideng。

dishiliutiao yinxingyejinrongjigouyingtongguopeixundengfangshixiangquanticongyerenyuanqingchuchuandaxingweishouzejiqixizedexiangguanyaoqiu,bingshiqingkuangkaizhanbiyaodejingshitanhuahetongbaojiaoyu。

dishiqitiao yinxingyejinrongjigoudexingweiguanliqiantoubumenyingmeinianzhidingcongyerenyuanxingweideniandupingguguihua,dingqipingguquanticongyerenyuanxingwei,bingjiangpinggujieguoxianggaojiguanlicengbaogao。zhenduipingguzhongfaxiandecongyerenyuanbudangxingweijiqifengxianyinhuan,yingyuyijilubingjishitichuchulijianyi。zhenduipingguzhongfaxiandegongxingwenti,yingtichuyouxiaodezhenggaijihua,bingchixuduixingweishouzejiqixizejinxingwanshan。

dishibatiao yinxingyejinrongjigoudexingweiguanliqiantoubumenyingwanshancongyerenyuanxingweidezhangqijiancejizhi,bingjianlizhenduizhongdianwenti、guanjiangangweidebudingqipaichajizhi。zhenduijiancehepaichazhongfaxiandewenti,yingyuyijilubingjishitichuchulijianyi。

dishijiutiao yinxingyejinrongjigouyingzaicongyerenyuanzhaopinherenzhichengxuzhongpingguqiyuyewuxiangguandexingwei,zhongdiankaochashifouyoubudangxingweijilu。duiyinxingyejinrongjigoucongyerenyuandeliyixiangguanrenyuan,budejiangdizhaopinluyongbiaozhun。yinxingyejinrongjigouyingluoshirenzhihuibiheyewuhuibizhidu,yingcongzhizeanpaishangxingchengyouxiaozhiheng,bimiancongyerenyuanlanyongzhiquan。

yinxingyejinrongjigouzaizhaoludongshi(lishi)hegaojiguanlirenyuanshi,yingxiangyinxingyejianduguanlijigoushenqingzaiyinxingyejinrongjigoucongyerenyuanchufaxinxixitongzhongchaxunyouguanxingzhengchufaxinxi。

diershitiao yinxingyejinrongjigouyingjiangcongyerenyuanxingweipinggujieguozuoweixinchoufafanghezhiweijinshengdezhongyaoyiju。yinxingyejinrongjigouyingzhenduigaojiguanlirenyuanjiguanjiangangweirenyuanzhidingyuqixingweiguagoudejixiaoxinchouyanqizhuisuo、kouhuizhidu。yinxingyejinrongjigouyingmingquejinshengdejibentiaojian,weidadaoxiangguanxingweiyaoqiudecongyerenyuanbudejinsheng。

diershiyitiao yinxingyejinrongjigouyingjianlijubaozhidu,gulicongyerenyuanjijidizhi、dujiehejianjugeleiweifaweiguiweijiheweihaisuozaijigoushengyudexingwei。yinxingyejinrongjigouxiangguanzhinengbumenjiedaojubaohou,yingxunsuchuli,bingshiqiyanzhongchengduxianggaojiguanlicenghuibao,gaojiguanlicengyingshiqiyanzhongchengduxiangyinxingyejianduguanlijigoujiqitaxiangguanjianguanjigouhuozhifabumenbaogao。

diershiertiao yinxingyejinrongjigouyingjishiduiweifanxingweishouzejiqixizedecongyerenyuanjinxingchulihezerenzhuijiu,bingshiqingkuangzhuijiufuyouguanlizhizedexiangguanzerenrendezeren。duiyushexianxingshifanzuidexingwei,yinxingyejinrongjigouyingjishiyisongsifajiguan,budeyijilvchufendaitifalvzhicai。yubenxingjiechuhuozhongzhilaodonghetongdelizhihuotuixiurenyuan,rubeifaxianzaiyinxingyejinrongjigougongzuoqijiancunzaiyanzhongweiguixingweide,rengyingzhuijiuqizeren。


第四章 从业人员行为管理的监管


diershisantiao yinxingyejinrongjigouyingdangjiangbenjigouzhidingdecongyerenyuanxingweishouzejiqixizebaosongyinxingyejianduguanlijigou,bingmeinianzhishaobaosongyicibenjigoucongyerenyuanxingweipinggubaogao,baogaoyingzhishaobaokuobenjigoucongyerenyuanxingweiguanlidezhilijiagou、zhidujianshe、congyerenyuanbudangxingweidengneirong。

diershisitiao yinxingyejianduguanlijigoutongguofeixianchangjianguanhexianchangjianchadengduiyinxingyejinrongjigoucongyerenyuanxingweiguanlijinxingpingguhejianduguanli,bingzaijianguanpingjizhongkaolvshangshupinggujieguo。duiyubunengmanzubenzhiyinjiqitafalvfaguizhongtianboappcongyerenyuanxingweiguanlixiangguanyaoqiudeyinxingyejinrongjigou,yinxingyejianduguanlijigoukeyiyaoqiuqizhidingzhenggaifangan,zelingxianqigaizheng,bingshiqingkuangcaiquxiangyingdejianguancuoshi。

diershiwutiao yinxingyejinrongjigouyingdanggenju《yinxingyejinrongjigoucongyerenyuanchufaxinxiguanlibanfa》dexiangguanyaoqiu,jiangbenjigoucongyerenyuanshouxingshichufa、xingzhengchufa、jilvchufen、zhiweichufenhejingjichulidengchengjiecuoshiqingkuang,genjushudijianguanyuanzefenbiexiangyinxingyejianduguanlijigoujiqipaichujigoubaosongxiangguanxinxi。

diershiliutiao yinxingyejianduguanlijigouzaihezhunyinxingyejinrongjigoudongshi(lishi)hegaojiguanlirenyuandengrenzhizigeshi,yingzaiyinxingyejinrongjigoucongyerenyuanchufaxinxixitongzhongchaxuncongyerenyuanchufaxinxi,binggenjuchaxunjieguo,yizhaoyouguanguidingjuedingshifouyuyihezhun。yinxingyejianduguanlijigoujiyinxingyejinrongjigoubudeweifanguidingxielucongyerenyuanchufaxinxi。


第五章 附则


diershiqitiao benzhiyinyouzhongguoyinxingyejianduguanlijigoufuzejieshihexiuding。

diershibatiao benzhiyinziyinfazhiriqishixing。




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